Mountain Valley Bank

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Banks and Credit Unions

Mountain Valley Bank

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(423) 949-2146
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About

Mountain Valley Bank

Free Listing

About Mountain Valley Bank

Mountain Valley Bank is an independently owned, community-focused bank based in Dunlap, Tennessee, with a legacy of serving the region since 1905. Committed to personalized customer service, the bank offers a comprehensive suite of financial products and services to individuals, families, farmers, and small businesses throughout Sequatchie County and the surrounding area. As a trusted financial partner, Mountain Valley Bank emphasizes building long-term relationships and providing banking solutions tailored to each customer’s unique needs.

Basic Business Information

Service Areas

  • Dunlap, TN (Sequatchie County)
  • Sequatchie Valley
  • Neighboring communities: Pikeville, Whitwell, Jasper, Signal Mountain, Soddy-Daisy
  • Serving both individual and business customers throughout Southeast Tennessee

Products & Services

  • Deposit Accounts:
    • Personal Checking
    • Business Checking
    • Savings Accounts
    • Money Market Accounts
    • Certificates of Deposit (CDs)
    • Individual Retirement Accounts (IRAs)
  • Lending Services:
    • Home Loans (Mortgages, Construction Loans, Home Equity Loans)
    • Personal Loans (including Auto Loans)
    • Agriculture Loans (Land, Equipment, Operating Lines of Credit, Livestock)
  • Online & Mobile Banking:
    • Online Banking
    • eStatements
    • Bill Pay
    • Mobile Banking App
    • Digital Wallet
    • Mobile Deposit Capture
  • Additional Services:
    • Telephone Banking
    • Debit Cards
    • Wire Transfers
    • Check Ordering
    • Safe Deposit Boxes
    • Financial Calculators

Checklist for Customers

  • Bring a valid ID for account opening or loan applications
  • Inquire about current interest rates for deposit accounts or loans
  • Prepare documentation for business or agricultural loans
  • Download the mobile banking app for convenient account access
  • Ask about safety deposit box availability
  • Review hours before visiting, especially on Saturdays
  • Follow Mountain Valley Bank on Facebook for updates and local news
  • Call ahead to schedule meetings for specialized services or financial planning
  • Review customer testimonials on Yelp

Questions to Ask Mountain Valley Bank

  • What types of checking and savings accounts are available?
  • What loan options are best for local businesses and farmers?
  • Do you offer digital wallets or contactless payments?
  • How do I enroll in online or mobile banking?
  • What are your current CD and money market rates?
  • Are there any current specials for new account holders?
  • What do I need to open a safe deposit box?
  • Do you provide financial education resources or calculators?
  • How does Mountain Valley Bank support the local community?

Frequently Asked Questions (FAQ)

  • How long has Mountain Valley Bank served the community?
    Over 100 years, established in 1905.
  • Are deposits insured?
    Yes. Mountain Valley Bank is a Member FDIC, so deposits are insured to the legal limit.
  • Is online and mobile banking available?
    Yes. The bank offers comprehensive online and mobile banking, including mobile deposit and bill pay.
  • Can I apply for a loan online?
    Visit the website or call to discuss available application options.
  • Are you an Equal Housing Lender?
    Yes. Mountain Valley Bank is committed to fair and equal housing lending practices.
  • Do you offer agricultural loans?
    Yes. Specialized loans for land, equipment, and livestock are available.

Customer Reviews

  • Overall Rating: 3.9 stars based on 17 reviews
    • “The team at Mountain Valley Bank really cares about their customers. They took the time to understand my needs and provided excellent service.”
    • “A great community bank that supports local businesses and families!”

    See more reviews or leave your own on Yelp and Facebook.

Meet the Team

Mountain Valley Bank is known for its friendly, dedicated staff and leadership, providing attentive customer service and expertise across all banking services. While ownership details are not public, their team reflects the values of integrity and community commitment that have defined the bank for more than a century.

Community Engagement

  • Supporting local residents, families, farmers, and business owners
  • Participating in local community initiatives and financial literacy programs
  • Engaged through local partnerships and charitable events (details available via their social channels)

Online Insights & Educational Resources

Special Offers & Promotions

  • No current specials specified. Check the website or social media for periodic offers or announcements.

Additional Details

  • Certifications: Member FDIC, Equal Housing Lender
  • Accessibility Features: Not specified
  • Payment Methods: Standard banking and digital transaction options
  • Business License Status: Not specified

Referenced URLs & Social Media

Details

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Contact Info

17114, Rankin Avenue, Dunlap, Sequatchie County, Middle Tennessee, Tennessee, 37327, United States